The following is a guest post from Derek Clark who recently launched Christian Common Cents: a blog about common sense solutions to financial problems using biblical principles as a guide. He is also a big fan of Dave Ramsey and is giving away 3 copies of the Total Money Makeover.

Lots of people look forward to receiving a big tax refund each year. According to the IRS, the average tax refund will be $2,800 this year. That is over $230 a month that everyone is lending to the government interest free. If you are following Dave Ramsey’s plan

In case you have been hearing the buzz about “boomerang kids”, be aware that grown children returning home is not a new phenomena; it is a cyclical trend common with recessions, job losses and simple financial survival. According to a poll by Pew Research Center, nearly 1 in 7 parents with grown children had a “boomerang kid” move back home last year.

This happened to us a few years ago when our college graduate son (and his two dogs) moved back to our hometown and needed to live with us while he found new work and a place to

Oh tax season – what a great time of year. Accountants are nestled down in their bunkers, drinking pots of coffee and sleeping two hours a night, while taxpayers are running around frantically trying to find every last receipt.

These are joyous times. And with less than a month to go til the April 15 deadline, it’s important to remind ourselves that tax season doesn’t have to be stressful.

Here are some helpful tips to ease the stress and make these next few weeks as painless as possible.

Ok, so I’m a total hypocrite here (I haven’t started gathering my tax

There is a high cost associated with missions.  Stewardship is about stretching every dollar, gift, and resource we have for the sake of God’s kingdom.  One great way to minimize the cost of an overseas mission trip is by saving money on necessary items along the way.

People frequently ask, “Are short term missions worth the cost?”  As such, churches need to to reduce the costs as much as possible and be sure that the trip has a positive impact.  In addition, individuals should reduce the amount they need to fundraise by following